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This notice is being provided by Chronim Investments, Inc. dba Snider Advisors, because you are a customer.
The purpose of this privacy policy is to comply with the Gramm-Leach-Bliley Act and the related Federal Trade Commission (FTC) regulations. We are required by law to inform our clients of their policies regarding privacy of client information. We are committed to keeping the personal information collected from our potential, current and former customers confidential and secure. Your privacy is one of our greatest concerns. We hold all personal information provided to our firm in the strictest confidence. We want to be sure that you know why we need to collect personal information from you. We also want to explain to you our commitment to protect the information you provide us. We never sell your information to any outside parties.
Customer Information
We collect and keep only information that is necessary for us to provide services requested by you and to administer your business with us. Snider Advisors will internally safeguard your nonpublic personal information by restricting access to only those employees who provide products or services to you or those who need access to your information to service your account. We may collect nonpublic personal information:
- From you when you complete an application, our discussion with you, data gathering forms or other forms. This includes information such as name, address, Social Security number, assets, income, net worth, copies of financial documents and other information deemed necessary to evaluate your financial needs and objectives, or
- As a result of transactions with us, our affiliates or others. This could include transactions completed with us, information received from outside vendors to complete transactions or to achieve financial goals.
Sharing Information
We only share your nonpublic personal information with nonaffiliated companies or individuals as permitted by law, such as your representative within our firm, affiliated securities firm, mutual funds, insurance companies and other product vendors, or to comply with legal or regulatory requirements. We also with your approval may share information with your advisors, which can include your accountant and/or attorney. Your authorization of us to conduct investment activities on your behalf and your continuing relationship with us acts as your consent to our disclosure of your non-public personal information when such disclosure is necessary to conduct such activities.
In the normal course of our business, we may disclose information we collect about you to companies or individuals that contract with us to perform servicing functions such as:
- Recordkeeping
- Computer-related services
- Good-faith disclosure to regulators who have regulatory authority over the company
Companies we hire to provide support services are not allowed to use your personal information for their own purposes and are contractually obligated to maintain strict confidentiality. We limit their use of your personal information to the performance of the specific service we have requested.
We do not provide your personally identifiable information to mailing list vendors or solicitors for any purpose.
When we provide personal information to a service provider, we require these providers to agree to safeguard your information, to use the information only for the intended purpose and to abide by applicable law.
Protecting the Confidentiality and Security of Current and Former Clients' Information
We retain records relating to professional services that we provide so that we are better able to assist you with your professional needs and, in some cases, to comply with professional guidelines. In addition, we will maintain reasonable physical, electronic and procedural safeguards that meet federal and/or state standards to guard your nonpublic personal information. Your nonpublic information is protected by physical (restricted access, shredding of discarded documents) and electronic (password protection of sensitive files and online access to order placement or account records) safeguards.
Email
Should you send us your questions and comments via email to any mailbox provided by Snider Advisors, we will share your correspondence with our Investment Advisor Agents and those employees or agents most capable of addressing your questions and concerns. We will retain your communication until we have done our very best to provide you with a complete and satisfactory response. Ultimately, we will either discard your communication or archive it according to Snider Advisors' requirement under applicable securities laws.
Please note that, unless we expressly advise you otherwise, Snider Advisors' email facilities do not provide a means for completely secure and private communications between Snider Advisors and you, the User. Although every attempt will be made to keep your information confidential, from a technical standpoint, there is still a risk. For that reason, please do not use email to communicate information to us that you consider to be confidential. If you wish, you may contact us instead via telephone or by facsimile. Additional security is available to you if you equip your Internet browser with 128-bit "secure socket layer" encryption, which provides more secure transmissions.
Disclosure of Our Privacy Policy
We recognize and respect the privacy concerns of our potential, current and former customers. We are committed to safeguarding this information. As a member of the financial services industry, we are sending you this Notice of Privacy Policy for informational purposes and will update and distribute it as required by law. It is also available upon request. If you have a question or need additional information, please send or call your request to the attention of Chief Compliance Officer at Snider Advisors.
